Simplify Your Finances

Overwhelmed by multiple debts? Learn how debt consolidation can ease your financial stress. Take the first step towards financial freedom. Visit our website to apply for a free mortgage assessment. […]
Understanding Reverse Mortgages

A reverse mortgage is a simple way to turn a portion of your hard-earned home equity into tax-free cash— with no monthly payments required. Apply here! Do I Qualify […]
About Us

Trusted By Hundreds Of Canadians To Get Great Mortgage Help. My name is James Smythe, a mortgage broker and the owner of Central Mortgage and Finance Group. In the industry, […]
Get your reverse mortgage in 4 easy steps.

Get an estimate: See how much equity you could unlock with our free calculator. Apply: Book a free consultation or apply online Get approved: Our experienced mortgage brokers will review […]
Don’t pay off your mortgage early

Surprise: Sometimes it’s smarter not to pay off your mortgage early. If your interest rate is low, investing that extra cash elsewhere could grow your wealth faster. Let’s talk strategy. […]
Helping the GTA and beyond with their mortgages

How are you planning to spend your retirement? Life after retirement should be everything you’d hoped for—and more. How are you planning to spend yours? Let your home equity help you […]
Self-Employed? Finding a mortgage broker is easier than you think

Traditional lenders tend to look the other way, as they don’t want to take the risk of lending to an individual that cannot declare their source of income. A self-employed […]
Having the flexibility with how you receive your funds is important

You can opt to receive a one-time advance (an Initial Advance), Single Advances, and/or Recurring Advances. Contact us to learn more about the differences. Ready to spend your retirement stress-free? […]
Exploring Second Mortgages

Need additional funds? A second mortgage might be the answer, allowing you to borrow against your home’s equity. Find out how this option can work for you by applying for […]