Milton Mortgage Broker

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Get A Great Mortgage Deal And More With A Milton Mortgage Broker

With a Milton mortgage broker from Canada’s top mortgage company by your side, you won’t believe how easy it can be to sort your mortgage.

You get access to more lenders at the click of the button with one of the top mortgage brokers in the country putting your application together for you, and you get this all for free.

Best of all? No long, boring forms or paperwork – just one simple, easy 90 second application. Click the button below to get started.

Sort Your Mortgage In Just 90 Seconds

Milton's Top Mortgage Company

You’ll work with a mortgage broker from Canada’s top mortgage company – Central Mortgage and Finance Group – who originate more mortgages than even any of the big banks do!

Why would you not want to get a top-rated Milton broker to sort your mortgage for you? Click the button below to apply now.

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Mortgage Products

The Guaranteed Way To A Top Mortgage Deal In Milton...

...Is By Using A Mortgage Broker Who Makes Everything Easy

And as soon as you get a great Milton broker on your team, you notice the difference and breathe a sigh of relief.

A top broker takes out all of the guesswork and all of the anxiety that comes with a mortgage and makes the whole process easy.

Here’s what you get with a great Milton broker:

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A Stronger Mortgage Application

A mortgage application prepared by a professional will be stronger and more likely to get you the best deal.
Access To Over 20+ Lenders

Access To Over 20+ Lenders

Rather than just going to your bank, you get access to over 20 lenders, almost guaranteeing that you are getting the best mortgage product.
Professional Financial Advice For Free

Professional Financial Advice For Free

Advice from a mortgage professional who has a lot of experience and can figure out the right solution for you.
A Hassle Free Mortgage

A Hassle Free Mortgage

Let a professional do the hard work for you – and spend your time on things you actually enjoy – who likes dealing with their mortgage?

Here's How To Get Free Top Mortgage Help

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Our Mission

Not Your Average Milton Mortgage Broker

My name is James Smythe and I am the owner of Central Mortgage and Finance Group.

Milton has grown so much in the last few years, and I’m proud to help serve the mortgage needs of a growing community.

I always go above and beyond for my clients, and I am happy to be highly regarded by past clients in the Milton area.

Find out how I can help you with your mortgage needs with a simple 90 second free application.

Scott Peckford

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."


Get the best mortgage experience, supported by a team you can trust.

Milton is a great city to live and work in, and it offers a lot of great opportunity and access to the greater GTA. Getting a mortgage for your home here doesn’t have to be difficult – in fact, it can be incredibly easy.

A great Milton broker can make sure that you get the mortgage you need when you need it. And completely for free.

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The Sure Way To Get A Top Mortgage For Your Milton Home

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About Us

Don't Take Chances With Your Milton Mortgage

Get a top Milton mortgage broker who knows exactly how to help you and navigate the tricky mortgage market.

Get the mortgage you deserve at the rate you want and with a great lender. Do so by applying in less than 90 seconds – it’s completely free.

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Frequently Asked Questions

Click on the question to reveal the answer.
There is no cost to use a mortgage broker, except in the most extreme cases, such as if you have very poor credit or have previously been bankrupt. Otherwise, my service is entirely free for you, from start to finish. That includes putting your application together, analyzing your finances, and contacting the right lender for you from over 20 lenders.
Beyond being a Milton mortgage broker, I serve the entire GTA and surrounding areas. I am proud, however, to have been serving Milton residents for many years and helping with all of your specific mortgage needs. I’ve spent a lot of time in Milton over the years and seen it grow into the incredible community it has become.

Mortgage brokers are independent from any bank or lender. They work directly for you throughout the whole process and provide a number of lender options (over 20 in my case). Rather than a bank, which only provides its own mortgage products, a mortgage broker provides a number of products from many lenders and banks.

Your bank representative and a mortgage broker both receive commission on the deal (from the lender – this is still free for you), so the real difference is that mortgage brokers provide the flexibility, range of options, and personal touch that a bank just can’t.

As with any mortgage application, having the choice and flexibility that comes from being able to select from many lenders vs. just one (i.e. your bank) gives you the opportunity to save money and have a better mortgage.

Banks are a business, which means that they aren’t going to outright reward you for being a loyal customer. A mortgage broker, on the other hand, is working directly for you – they don’t have loyalty to any one lender. That means that they can shop around to over 20 lenders all at once for you and secure the best mortgage for you.

By refinancing your mortgage, you can take out money on your mortgage at a lower rate and pay off debt (such as credit card debt) which is at a higher rate. Effectively, you are paying off debt at a higher rate with debt at a lower rate, which means you are saving money on the interest.

You fill out a simple 90 second application

This lets me know exactly what you are looking for as well as a bit more information about your specific situation. That allows me to know how to serve you best.

Once you fill out a 90 second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.

Milton is a town in Southern Ontario, Canada, and part of the Halton Region in the Greater Toronto Area. Between 2001 and 2011 Milton was the fastest growing municipality in Canada, with a 71.4% increase in population from 2001 to 2006 and another 56.5% increase from 2006 to 2011. In 2016, Milton’s census population was 110,128 with an estimated growth to 228,000 by 2031. It remained the fastest growing community in Ontario but was deemed to be the sixth fastest growing in Canada at that time.

It’s highlights include the Bruce Trail, Rattlesnake Point Conservation Area, Crawford Lake Conservation Area, Springridge Farm and Halton County Radial Railway.

If you’re a local, I’d love to get you an amazing Milton mortgage rate – just apply online in 90 seconds and you’ll be on your way to getting a top deal.