Oakville Mortgage Broker

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A Top Mortgage Broker in Oakville Who Makes Sorting Your Mortgage Easy

Discover the effortless way to manage your mortgage with a reliable Oakville mortgage broker from Canada’s premier mortgage company.

Experience the convenience of accessing a wide range of lenders at your fingertips as our expert mortgage broker diligently prepares your application. The best part? It’s completely free of charge.

Say goodbye to tedious paperwork and lengthy forms. With us, all it takes is a quick and straightforward 90-second application. Click the button below to begin your journey.

Oakville 's Top Mortgage Services

Experience the expertise of a mortgage broker from Central Mortgage and Finance Group, Canada’s premier mortgage company renowned for originating more mortgages than any big banks.

Why wouldn’t you choose a top-rated Oakville broker to handle your mortgage? Take action now and click the button below to apply.

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Mortgage Products

What Makes an Oakville Broker Ensure an Exceptional Mortgage for You?

Once you have an outstanding Oakville broker, you’ll immediately notice the difference and feel a sense of relief.

A top-notch broker eliminates all the guesswork and anxiety associated with mortgages, making the entire process seamless.

Here are the benefits you can expect from an exceptional Oakville broker:

second mortgage application

Not Your Average Oakville Mortgage Broker

A mortgage application prepared by a professional will be stronger and more likely to get you the best deal.
Access To Over 20+ Lenders

Access To Over 20+ Lenders

Rather than just going to your bank, you get access to over 20 lenders, almost guaranteeing that you are getting the best mortgage product.
Professional Financial Advice For Free

Professional Financial Advice For Free

Advice from a mortgage professional who has a lot of experience and can figure out the right solution for you.
A Hassle Free Mortgage

A Hassle Free Mortgage

Let a professional do the hard work for you – and spend your time on things you actually enjoy – who likes dealing with their mortgage?

Our Mission

Not Your Average Oakville Mortgage Broker

I am James Smythe, the proud owner of Central Mortgage and Finance Group. With extensive experience in the industry, I have had the privilege of serving numerous clients in Oakville over the years. This community holds a special place in my heart, and I provide exceptional mortgage advice and service to its residents.

I take immense pride in being recognized as one of the Canadian Mortgage Profession Top 50 Brokers. This achievement reaffirms my commitment to exceed the expectations of my Oakville clients consistently. Rest assured, I always go the extra mile to ensure their utmost satisfaction.

Scott Peckford

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."


Get the best mortgage experience, supported by a team you can trust.

Oakville is a truly stunning location to reside and own a home. My utmost priority is to ensure that you receive the necessary mortgage assistance for your dream home.

With years of experience serving clients in Oakville, I understand the essential factors required to secure the ideal mortgage for my clients. Whether obtaining an excellent interest rate, securing favourable loan terms, or providing a wide selection from over 20 lenders, I am dedicated to ensuring your mortgage success.

Best Mortgage Rates

A Committed Oakville Broker Ensuring Your Mortgage Success

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About Us

Avoid Risks with Your Oakville Mortgage

Benefit from the expertise of a dedicated professional with in-depth knowledge of Oakville and mortgages. Let them handle your mortgage application for you, completely free of charge.

Yes, you read that right – it won't cost you a thing, and you'll receive top-quality mortgage advice and service.

Ensure your mortgage application is of the highest quality possible. Apply now for free, and it will only take you 90 seconds.

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Oakville mortgage experts

Frequently Asked Questions

Using a mortgage broker comes at no cost unless you fall into specific exceptional circumstances, such as severely damaged credit or a history of bankruptcy. In all other cases, my service is free for you, covering every aspect from start to finish. This includes assembling your application, conducting a thorough financial analysis, and connecting you with the most suitable lender from our extensive network of over 20 lenders.
I am proud to serve Oakville, the entire (GTA), and its surrounding regions. The convenience of online and phone-based mortgage services enables me to provide swift assistance when securing the mortgage you require. While I extend my services to various areas, I deeply understand Oakville and its unique characteristics. This allows me to provide the residents of Oakville with the essential mortgage assistance they need in this exceptional community.

Mortgage brokers operate independently of any specific bank or lender. They work directly for you, offering personalized assistance throughout the mortgage process. Unlike banks, which typically provide their mortgage products, mortgage brokers have access to a wide range of products from various lenders and banks, often exceeding 20 options in my case.

Both bank representatives and mortgage brokers receive commissions from the lender for their services (which remains free for you as the borrower). However, the critical difference lies in the flexibility, extensive range of options, and personalized approach mortgage brokers provide. These are qualities that banks often cannot match, making mortgage brokers a preferred choice for many borrowers.

Opting not to rely solely on your bank for a mortgage offers several benefits. By being free to choose from multiple lenders rather than being limited to your bank, you gain access to more excellent choices and flexibility. This allows you to explore various options, potentially resulting in cost savings and a more favourable mortgage package.

Banks operate as businesses, meaning their primary focus is not necessarily rewarding customer loyalty. In contrast, a mortgage broker works exclusively on your behalf without allegiance to a specific lender. This impartiality enables them to diligently search and compare offers from over 20 lenders simultaneously, ultimately securing the best mortgage solution tailored to your needs.

Through mortgage refinancing, you can access funds at a lower interest rate, allowing you to repay high-interest debts, such as credit card debt. By consolidating your debts, you effectively replace higher-interest debt with lower-interest mortgage debt. This approach enables you to save money on interest payments over time.

You fill out a simple 90-second application. This lets me know exactly what you are looking for and more about your situation. That allows me to understand how to serve you best.

Once you complete a 90-second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.

Oakville is a vibrant town in the Halton Region of Ontario, Canada. It is situated on the shores of Lake Ontario and is known for its picturesque waterfront, beautiful parks, and thriving community. Oakville offers a perfect blend of natural beauty, cultural attractions, and a high standard of living.

The town boasts a rich history, with a well-preserved downtown area featuring charming heritage buildings, boutique shops, and excellent dining options. Oakville is also home to numerous recreational opportunities, including marinas, golf courses, hiking trails, and scenic waterfront parks such as Bronte Creek Provincial Park and Coronation Park.

Oakville takes pride in its strong community spirit and offers a variety of community events and festivals throughout the year. The town is known for its excellent schools, making it an attractive choice for families. Additionally, Oakville provides convenient access to major highways and public transportation, allowing easy commuting to nearby cities like Toronto. Oakville offers a desirable lifestyle with natural beauty, cultural amenities, and a welcoming community atmosphere.