Guelph Mortgage Broker

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Take Away All The Risk From Your Mortgage With A Guelph Mortgage Broker

With a Guelph mortgage broker from Canada’s top mortgage company by your side, you won’t believe how easy it can be to sort your mortgage.

You get access to more lenders at the click of the button with one of the top mortgage brokers in the country putting your application together for you, and you get this all for free.

Best of all? No long, boring forms or paperwork – just one simple, easy 90 second application. Click the button below to get started.

Get A Great Rate In Less Than 90 Seconds

Guelph's Top Mortgage Company

You’ll work with a mortgage broker from Canada’s top mortgage company – Central Mortgage and Finance Group – who originate more mortgages than even any of the big banks do!

Why would you not want to get a top-rated Guelph broker to sort your mortgage for you? Click the button below to apply now.

Trusted By Guelph To Get Great Mortgage Help
verico
top 50 brokers
Canadian mortgage broker associations

Mortgage Products

How Will A Guelph Broker Guarantee You A Great Mortgage?

By Accessing More Lenders And Better Rates For Free

A top mortgage broker gives you an advantage over everyone else looking for a mortgage on their own.

You get great rates, more lenders, and professional advice. All for free.

Here’s how a mortgage broker helps you:

second mortgage application

A Stronger Mortgage Application

A mortgage application prepared by a professional will be stronger and more likely to get you the best deal.
Access To Over 20+ Lenders

Access To Over 20+ Lenders

Rather than just going to your bank, you get access to over 20 lenders, almost guaranteeing that you are getting the best mortgage product.
Professional Financial Advice For Free

Professional Financial Advice For Free

Advice from a mortgage professional who has a lot of experience and can figure out the right solution for you.
A Hassle Free Mortgage

A Hassle Free Mortgage

Let a professional do the hard work for you – and spend your time on things you actually enjoy – who likes dealing with their mortgage?

Here's How To Get Free Top Mortgage Help

free application
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Our Mission

Not Your Average Guelph Mortgage Broker

My name is James Smythe and I am the owner of Central Mortgage and Finance Group.

The beautiful community of Guelph has a special place in my heart, and I’ve always been proud to be a part of the community, helping to serve its mortgage needs.

Throughout the years, I’ve been helping clients in and around Guelph get the mortgage advice and service they deserve. And I’m here to make sure you get the same quality service.

Scott Peckford

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."

scottpeckford

Get the best mortgage experience, supported by a team you can trust.

This one-of-a-kind community is a great place to own a home. And you want to make sure that whatever mortgage help you get is one that has a lot of experience serving this great town.

Find out the difference that a great Guelph broker makes for your mortgage. Apply for free in just 90 seconds by clicking below.

Best Mortgage Rates

Here To Make Sure You Get A Great Mortgage For Your Guelph Home

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About Us

Don't Take Chances With Your Guelph Mortgage

Be sure that you are getting a top-rated mortgage Guelph broker who knows mortgages through and through.

Don’t take a chance with your rate. Don’t take a chance with your lender.

Guarantee you’re getting the very best mortgage. And do this by getting a top-rated Guelph broker by applying in less than 90 seconds.

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Frequently Asked Questions

Click on the question to reveal the answer.
There is no cost to use a mortgage broker, except in the most extreme cases, such as if you have very poor credit or have previously been bankrupt. Otherwise, my service is entirely free for you, from start to finish. That includes putting your application together, analyzing your finances, and contacting the right lender for you from over 20 lenders.

I serve not only Guelph, but the entire GTA and surrounding areas for all of their mortgage needs. The beauty of mortgages in the 21st century is that everything can be done by email or by phone, which means that you get instantaneous mortgage help when you need it most. I serve Guelph especially because I like to work in areas and with clients who live in areas that I know and love well. I believe that that is what has helped set me apart and build such a great business with top-quality clients.

Mortgage brokers are independent from any bank or lender. They work directly for you throughout the whole process and provide a number of lender options (over 20 in my case). Rather than a bank, which only provides its own mortgage products, a mortgage broker provides a number of products from many lenders and banks.

Your bank representative and a mortgage broker both receive commission on the deal (from the lender – this is still free for you), so the real difference is that mortgage brokers provide the flexibility, range of options, and personal touch that a bank just can’t.

As with any mortgage application, having the choice and flexibility that comes from being able to select from many lenders vs. just one (i.e. your bank) gives you the opportunity to save money and have a better mortgage.

Banks are a business, which means that they aren’t going to outright reward you for being a loyal customer. A mortgage broker, on the other hand, is working directly for you – they don’t have loyalty to any one lender. That means that they can shop around to over 20 lenders all at once for you and secure the best mortgage for you.

By refinancing your mortgage, you can take out money on your mortgage at a lower rate and pay off debt (such as credit card debt) which is at a higher rate. Effectively, you are paying off debt at a higher rate with debt at a lower rate, which means you are saving money on the interest.

You fill out a simple 90 second application

This lets me know exactly what you are looking for as well as a bit more information about your specific situation. That allows me to know how to serve you best.

Once you fill out a 90 second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.