Erin Mortgage Broker

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A Top Erin Mortgage Broker Does All The Work For You – For Free

With an Erin mortgage broker from Canada’s top mortgage company by your side, you won’t believe how easy it can be to sort your mortgage.

You get access to more lenders at the click of the button with one of the top mortgage brokers in the country putting your application together for you, and you get this all for free.

Best of all? No long, boring forms or paperwork – just one simple, easy 90 second application. Click the button below to get started.

You Get Access To 20+ Lenders & Top Rates

Erin's Top Mortgage Company

You’ll work with a mortgage broker from Canada’s top mortgage company – Central Mortgage and Finance Group – who originate more mortgages than even any of the big banks do! Why would you not want to get a top-rated Erin broker to sort your mortgage for you? Click the button below to apply now.
Trusted By Erin To Get Great Mortgage Help
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Mortgage Products

Want A Great Mortgage For Your Erin Home?

Then Use A Broker Who Can Provide Top Service For Free

And with that top service you get a lot:

Access to great rates, lenders, and professional advice that puts you ahead of everyone else looking for a mortgage on their own.

Here are some of the advantages of using a top Erin broker:

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A Stronger Mortgage Application

A mortgage application prepared by a professional will be stronger and more likely to get you the best deal.
Access To Over 20+ Lenders

Access To Over 20+ Lenders

Rather than just going to your bank, you get access to over 20 lenders, almost guaranteeing that you are getting the best mortgage product.
Professional Financial Advice For Free

Professional Financial Advice For Free

Advice from a mortgage professional who has a lot of experience and can figure out the right solution for you.
A Hassle Free Mortgage

A Hassle Free Mortgage

Let a professional do the hard work for you – and spend your time on things you actually enjoy – who likes dealing with their mortgage?

Here's How To Get Free Top Mortgage Help

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Our Mission

Not Your Average Erin Mortgage Broker

My name is James Smythe and I am the owner of Central Mortgage and Finance Group.

Erin is one of my favourite places in southern Ontario, and I am proud to be serving this wonderful community for all of its mortgage needs.

I go the extra mile for my clients, and I’ve been happy to report great results for past clients in the Erin area.

Come discover exactly how I can help you out with a free 90 second application.

Scott Peckford

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."


Get the best mortgage experience, supported by a team you can trust.

Erin is a great town to live and work and own a home. But you want to make sure that you are getting the best mortgage help you can.

Guarantee you are getting top mortgage help with an Erin broker who has served the area for many years.

Discover today the huge difference a top broker makes in getting you the mortgage you need.

Best Mortgage Rates

The Choice Of Erin Home Owners To Get A Great Mortgage

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Hear From The People Just Like You
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About Us

Don't Take Chances With Your Erin Mortgage

Go with a top Erin broker who can make sure you get a great mortgage every time. Someone who knows Erin and is eager to get you the best mortgage you can get.

Applying takes less than 90 seconds and is completely free. As is the top-quality service you get from a great Erin broker.

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Frequently Asked Questions

Click on the question to reveal the answer.
There is no cost to use a mortgage broker, except in the most extreme cases, such as if you have very poor credit or have previously been bankrupt. Otherwise, my service is entirely free for you, from start to finish. That includes putting your application together, analyzing your finances, and contacting the right lender for you from over 20 lenders.
I proudly serve Erin, but I also serve the entire GTA and surrounding areas. Mortgages can be done entirely by the phone or email, which makes them unique in that I can serve a wider area than I could if I had to physically go to each and every client. But, that being said, I do like to only serve the areas that I know and love and whose residents I have been fortunate to have been able to help with their mortgages in the past. Erin is a fantastic place to be able to do just that.

Mortgage brokers are independent from any bank or lender. They work directly for you throughout the whole process and provide a number of lender options (over 20 in my case). Rather than a bank, which only provides its own mortgage products, a mortgage broker provides a number of products from many lenders and banks.

Your bank representative and a mortgage broker both receive commission on the deal (from the lender – this is still free for you), so the real difference is that mortgage brokers provide the flexibility, range of options, and personal touch that a bank just can’t.

As with any mortgage application, having the choice and flexibility that comes from being able to select from many lenders vs. just one (i.e. your bank) gives you the opportunity to save money and have a better mortgage.

Banks are a business, which means that they aren’t going to outright reward you for being a loyal customer. A mortgage broker, on the other hand, is working directly for you – they don’t have loyalty to any one lender. That means that they can shop around to over 20 lenders all at once for you and secure the best mortgage for you.

By refinancing your mortgage, you can take out money on your mortgage at a lower rate and pay off debt (such as credit card debt) which is at a higher rate. Effectively, you are paying off debt at a higher rate with debt at a lower rate, which means you are saving money on the interest.

You fill out a simple 90 second application

This lets me know exactly what you are looking for as well as a bit more information about your specific situation. That allows me to know how to serve you best.

Once you fill out a 90 second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.

Erin is a town in Wellington County, approximately 80 kilometres (50 mi) northwest of Toronto, Ontario, Canada. Erin is bordered by the Town of Caledon, Ontario to the east, the Town of Halton Hills to the south, the Township of Guelph/Eramosa to the west and the Township of East Garafraxa to the north.

It’s highlights include Erin Village BIA, Erin Heights Golf Club, the Tin Roof Café, Hawkeye Bird and Animal Control and Century Church Theatre.

It’s an area I love with lots of people who I’ve helped get the best Erin mortgage rates – apply below and I’d be pleased to help you out.

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